| The main types of people are: |
| 1. | Stretching Couples - High-income, high- expense suburban couples.
These married couples without children earn handsome salaries, but have significantly higher mortgages than the national average. Most own their homes, and some have a college education. |
| 2. | Pinching Pennies - Lower-scale suburban singles.
These pre-middle-age to middle-age singles bring in lower incomes. Some rent their homes, while others own. Education level varies from high school or lower to college. |
| 3. | Single-income Suburbanites - Single- income families living in the suburbs.
Families with one partner working and the other a stay-at-home parent. Some have a college education and work in the service industry or management. |
| 4. | Upwardly Mobile - Suburban couples living in mobile homes.
A higher than average percentage of these married couples with no children live in mobile homes or non-conventional homes (boats, RVs, etc.). Education level varies from high school to college. |
| 5. | Dollars and Sense - Suburban, financially savvy families.
More than 20% of these middle-aged married couples with children have a second mortgage or home equity loan. Most earn moderate incomes and work in management or professional occupations. |